GROTON, Conn. (WTNH) — Healthcare advocates in Connecticut are urging people to get healthcare coverage before the enrollment period ends.
There are six in-person Access Health CT locations in the state and there are just three more days people can go in to sign up for healthcare coverage. Access Health says it is more affordable than many might think.
“Over 90 percent of the customers that come and purchase insurance through Access Health qualify for financial help, low cost, or free coverage,” says Andrea Ravitz.
The open enrollment period ends at midnight on Friday, Jan. 15, which was extended from Dec. 15 because of the pandemic.
Information about the insurance plans is free, but healthcare advocates say not getting coverage could be extremely costly.
“We hear these stories all the time of families that went into bankruptcy basically because they did not have coverage,” said Ravitz.
At Lawrence & Memorial Hospital they see a lot of patients come in without insurance.
“There is a high percentage, unfortunately. I think because they are just not aware if they can afford insurance,” said Sharon Fort-Mortan who is a financial counselor at the New London hospital.
She says her job is to help alleviate financial concerns for those who need medical care.
“In addition to Access Health we do offer financial assistance,” said Fort-Morton. “That will help pay off balances.
If you don’t sign up during open enrollment you’ll have to wait until next November, unless, of course, you have a qualifying event like you lose your job, you turn 26, or you move to Connecticut from out of state.
If you do lose your job you have limited time to sign up.
“You have 60 days to take action and get covered,” said Ravitz.
So you have to act quickly then or now if you want to get healthcare coverage.
“It will save you thousands,” said Fort-Morton.
Insurance companies negotiate rates so without coverage, the rate paid for the same procedure could be higher.