If re-working your finances is part of your new year resolutions, finding a place to start might be overwhelming. Financial Expert Paul Schatz, President of Heritage Capital L.L.C., shares the money goals that should be at the top of your list this year. 

1. Create, update and review your budget
2. Create emergency fund

3. Review 401K contribution
4. Rebalance investment accounts

5. Don’t run from the stock market
6. Check credit report
7. Create debt service plan

8. Review credit card rates

9. Bundle insurance

10. Bundle charitable contributions

11. Review beneficiaries

12. Refinance your mortgage

13. Photograph and inventory contents of your home

14. DIY or hire a professional advisor